Ana Montañez-Morales is a Certified Public Accountant and Tax Attorney. Her main practice areas include Puerto Rico and Federal Corporate and Individual Tax, Tax incentives, Estate Planning and Business Transactions.

Prior to founding Bahía Tax Advisors, LLC, Ms. Montañez served as Chief Legal Counsel in the Department of Treasury and as Principal Advisor to the Secretary.  Her contributions in the preparation of several tax regulations  included the local transfer pricing guidelines and technical amendments to the Puerto Rico Internal Revenue Code. In addition, she was designated as the Department of Treasury’s representative in the Government Development Bank’s Disbursement Committee.

During 2008 and 2012, Ms. Montañez was Senior Tax Consultant for Deloitte Tax LLP and a Tax Associate for Ferraiuoli LLC, respectively. She performed extensive work pertaining to Puerto Rico and Federal taxation for foreign and resident entities in various industries. Furthermore, she has ample experience in the preparation and negotiation of tax rulings and closing agreements with the Puerto Rico Treasury Department, as well as with Tax Exemption Decrees before the Office of Industrial Tax Exemption.

Ms. Montañez earned both her BBA and JD degrees (highest honors) from the University of Puerto Rico-Río Piedras Campus.